Deferred Fixed Annuity Calculator
Calculator Use
Calculate the year end values, compounded effective interest rate, taxes and post-tax value for an annuity. Interest is compounded monthly by default but you can select your compounding period.
- Initial Investment
- Amount or present value that you are putting into your annuity
- Term Year & Annual Rate
- Each year of the annuity and its corresponding interest rate (rate of return) expected for that year.
- Compound
- The frequency that compounding will occur on your investment each year.
- Investment is Pretax?
- Check this box if your investment is made with pretax dollars and you want taxes calculated at the time of withdrawal
- Tax Bracket
- If you will not reinvest, enter the percentage tax you expect to pay at the time of withdrawal
Sample Output
$100,000.00 invested in a
5 year annuity
5 year annuity
Term
Year
#
Year
#
Beginning
Value
$
Value
$
Annual
Rate
%
Rate
%
Year-End
Value
$
Value
$
Yield
to Term
%
to Term
%
1
100,000.00
1.65
101,662.54
1.663
2
101,662.54
1.65
103,352.71
3.353
3
103,352.71
1.65
105,070.99
5.071
4
105,070.99
1.65
106,817.83
6.818
5
106,817.83
1.65
108,593.71
8.594
Post Tax Value = $107,304.66